5 Quick Cash Solutions for Your Unexpected Money Problems


Have your finances all sorted out for the month but then suddenly, something unexpected happens? It could be an emergency, a death in the family, car troubles, or unexpected bills. Whatever it is, this can cause a major clash in your budget.

Any financial setback, big or small, can put a heavy weight on one’s shoulders especially if they’re living paycheck to paycheck as of the moment. Worrying about money can be stressful. When the time comes that you find yourself in a financial circumstance like this, here are four extra options you should consider in this time of crisis:

Make Use of Your Emergency Fund

Having an emergency fund is essential to your financial journey. If you’ve always had an emergency fund set up from the beginning, good for you. Now you have something to reach for at times like this. If you have yet to establish one, set up a fund NOW.

Everyone needs to build an emergency fund for it saves us from the unexpected financial crisis. Start adjusting your budget now to set money aside for this fund—to save you for rainy days and dire money situations.

Start Selling

Selling items in this day and age are easier than ever thanks to the internet. You can go beyond yard sales—put up the things you want to sell online on Craigslist, eBay, and even on your social media accounts. Then, promote what you’re selling on your profiles to boost reach and sell your things faster.

If you have collectible items in your to sell stash, be sure to look up its value for you can sell it for a great price. If you have just a few things to sell which you think are not enough, you could sell your artwork or handcrafted items. Make use of your hobby to make cash.

Look for Quick Cash Hustles

Quick cash hustles could be anything from mowing your neighbor’s lawn to being the neighborhood’s dog walker, to being a babysitter, to doing freelancing jobs online. Walk around your neighborhood and casually mention them that if they need minor labors as such, they can call you. Do also post about it on your social media accounts for exposure.

If you have a few days to work around getting the amount of money you need, this can be a good option especially if the amount you need shall be covered with just a couple of lawn work or a few hours of babysitting.

Borrow from Family or Friends

If you’re really short on time and need cash quick that selling and minor labor aren’t a choice. Maybe you can retort to coming to your family members and friends to borrow some money. Lower your pride for a moment, if you really need the money and there’s no other way to go, humbly come to your close family or friends. Let them know of your situation and surely they’ll understand. And if they have extra cash to lend, good for you. If they don’t, still give thanks at least.

If someone does lend you the money, know that you are responsible to repay the money on time as per your terms and agreement. Money isn’t worth breaking a relationship. Be a responsible borrower.

Apply for Quick Cash

If borrowing from anyone doesn’t work out and you’re really out of options. Let this be your very last resort: apply for a payday loan or a quick cash loan from a reliable and trusted lending service provider. Applying for a loan can either help your financial situation or have you spiral out with debt. It is important to know and understand what you’re getting yourself into and be responsible to pay back on the agreed time and the total amount so as not to cost you more.

Got any more tips and pieces of advice regarding quick cash solutions? Share your thoughts with us!